{"id":1007,"date":"2020-07-25T18:37:55","date_gmt":"2020-07-25T18:37:55","guid":{"rendered":"https:\/\/io-pay.co.uk\/?page_id=1007"},"modified":"2021-12-02T11:54:17","modified_gmt":"2021-12-02T11:54:17","slug":"merchant-cash-advance-2","status":"publish","type":"page","link":"https:\/\/io-pay.co.uk\/en_gb\/merchant-cash-advance-2\/","title":{"rendered":"Merchant Cash Advance"},"content":{"rendered":"<div class=\"align-wrap align-wrap-full\">\n<div class=\"alignfull wp-block-ugb-header ugb-header animated bounce ugb-4135e08 ugb-header ugb-header--v3 ugb-header--design-half-overlay ugb-main-block ugb-main-block--inner-center ugb--has-block-background ugb--has-background-overlay ugb--has-bottom-separator\"><style>.ugb-4135e08 .ugb-header__item{border-radius:12px !important;background-color:rgba(3,91,150,0.6) !important}.ugb-4135e08 .ugb-header__item:before{background-color:#035b96 !important}.ugb-4135e08 .ugb-content-wrapper,.ugb-4135e08 .ugb-content-wrapper:after{background:rgba(0,0,0,0.2) !important}.ugb-4135e08 .ugb-header__title{font-size:53px !important;font-weight:200 !important;color:#ffffff;text-align:left !important}.ugb-4135e08 .ugb-header__subtitle{font-size:26px !important;color:#ffffff}.ugb-4135e08 .ugb-header__buttons{justify-content:flex-start !important}.ugb-4135e08 .ugb-inner-block{text-align:left}.ugb-4135e08.ugb-header{background-color:#000000;background-attachment:fixed;background-image:url(https:\/\/io-pay.co.uk\/wp-content\/uploads\/2020\/07\/merchant-cash-advance-heade-002-1.jpg)}.ugb-4135e08.ugb-header:before{background-color:#000000;opacity:0.2}.ugb-4135e08 .ugb-bottom-separator{z-index:6;transform:scaleX(-1)}.ugb-4135e08 .ugb-bottom-separator .ugb-separator-wrapper{transform:scaleX(1)}@media screen and (min-width:768px){.ugb-4135e08.ugb-header{padding-left:30% !important}.ugb-4135e08 .ugb-bottom-separator .ugb-separator-wrapper{height:106px}}@media screen and (max-width:1025px){.ugb-4135e08 .ugb-header__title{font-size:40px !important}}@media screen and (min-width:768px) and (max-width:1025px){.ugb-4135e08.ugb-header{padding-top:5% !important;padding-bottom:20% !important;padding-left:0% !important}.ugb-4135e08 .ugb-bottom-separator .ugb-separator-wrapper{height:150px}}<\/style><div class=\"ugb-bottom-separator\"><div class=\"ugb-separator-wrapper\"><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1600 200\" class=\"ugb-separator__layer-1\" preserveaspectratio=\"none\" aria-hidden=\"true\"><path class=\"wave-3_svg__st2\" d=\"M1413.6 161.4c-157.9 0-338.2-37.7-495.1-67.4-215.6-40.8-328.1-44.6-418.2-41.1S317 73.4 188.4 102-10 136.2-10 136.2v74.2h1620v-68.5s-68.8 19.5-196.4 19.5z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1600 200\" preserveaspectratio=\"none\" class=\"ugb-separator__layer-2\" aria-hidden=\"true\"><path d=\"M1292.3 72.5C1081 72.5 649.1 191.4 591 209h1019v-77s-132.4-59.5-317.7-59.5z\"><\/path><\/svg><svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewbox=\"0 0 1600 200\" preserveaspectratio=\"none\" class=\"ugb-separator__layer-3\" aria-hidden=\"true\"><path d=\"M1404 141.9c-177.2-10.3-284-48-440.4-95.9C755.8-17.7 618.9.9 486.7 22 397.4 36.3 317 59.7 188.4 88.3S-10 122.5-10 122.5V208h1620v-79.8s-78.6 21.1-206 13.7z\"><\/path><\/svg><\/div><\/div><div class=\"ugb-inner-block ugb-inner-block--center\"><div class=\"ugb-block-content\"><div class=\"ugb-header__item\"><div class=\"ugb-content-wrapper\"><h1 class=\"ugb-header__title\">Merchant Cash Advance<\/h1><p class=\"ugb-header__subtitle\">Turning Your Card Terminal Into An &#8220;ATM&#8221;<\/p><div class=\"ugb-header__buttons\"><div class=\"ugb-button-container\"><\/div><\/div><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<div class=\"wp-block-ugb-spacer ugb-spacer ugb-f5e0468 ugb-spacer--v2 ugb-main-block\"><style>@media screen and (min-width:768px){.ugb-f5e0468.ugb-spacer{height:47px !important}}<\/style><div class=\"ugb-inner-block\"><div class=\"ugb-block-content\"><div class=\"ugb-spacer--inner\"><\/div><\/div><\/div><\/div>\n\n\n<div class=\"align-wrap align-wrap-full\">\n<div class=\"alignfull wp-block-ugb-feature ugb-feature animated fadeIn ugb-790847b ugb-feature--v2 ugb-feature--design-overlap-bg ugb-feature--invert ugb-main-block ugb-main-block--inner-wide ugb--has-block-background\"><style>.ugb-790847b .ugb-feature__content{border-radius:20px !important;background-color:rgba(3,91,149,0.8) !important;width:393px !important}.ugb-790847b .ugb-feature__content:before{background-color:#035b95 !important}.ugb-790847b .ugb-feature__image{background-image:url(https:\/\/io-pay.co.uk\/wp-content\/uploads\/2020\/07\/io-payments.merchant-cash-advance-blob1-1200-px-1024x534.jpg);border-radius:20px !important}.ugb-790847b .ugb-feature__title{color:#ffffff}.ugb-790847b .ugb-feature__description{color:#ffffff}.ugb-790847b.ugb-feature{background-color:rgba(238,238,238,0.6)}.ugb-790847b.ugb-feature:before{background-color:#eee}<\/style><div class=\"ugb-inner-block ugb-inner-block--wide\"><div class=\"ugb-block-content\"><div class=\"ugb-feature__item\"><div class=\"ugb-feature__content\"><h2 class=\"ugb-feature__title\">Apply For A Merchant Cash Advance<\/h2><p class=\"ugb-feature__description\"><br>All businesses that have been taking card payments of at least \u00a33,000 per month and for 6 months or more, from any provider, can apply for a Merchant Cash Advance<br>The amount you can borrow will vary by lender and your credit profile, but typically these start at around \u00a35,000<br><br>A Merchant Cash Advance is not classed as a loan, and so doesn\u2019t incur interest charges. Instead, a fixed fee known as a factor rate is applied to the advance, so you&#8217;ll know upfront exactly what the total repayments will be<\/p><\/div><div class=\"ugb-feature__image\"><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<div class=\"wp-block-ugb-spacer ugb-spacer ugb-b724227 ugb-spacer--v2 ugb-main-block\"><div class=\"ugb-inner-block\"><div class=\"ugb-block-content\"><div class=\"ugb-spacer--inner\"><\/div><\/div><\/div><\/div>\n\n\n<div class=\"align-wrap align-wrap-full\">\n<div class=\"alignfull wp-block-ugb-feature ugb-feature animated fadeIn ugb-149e9f3 ugb-feature--v2 ugb-feature--design-overlap-bg ugb-main-block ugb-main-block--inner-wide ugb--has-block-background\"><style>.ugb-149e9f3 .ugb-feature__content{border-radius:20px !important;background-color:rgba(3,91,149,0.8) !important;width:508px !important}.ugb-149e9f3 .ugb-feature__content:before{background-color:#035b95 !important}.ugb-149e9f3 .ugb-feature__image{background-image:url(https:\/\/io-pay.co.uk\/wp-content\/uploads\/2020\/07\/io-payments.merchant-cash-a-2-1024x756.jpg);border-radius:20px !important}.ugb-149e9f3 .ugb-feature__title{color:#ffffff}.ugb-149e9f3 .ugb-feature__description{color:#ffffff}.ugb-149e9f3.ugb-feature{background-color:rgba(3,91,150,0.6)}.ugb-149e9f3.ugb-feature:before{background-color:#035b96}<\/style><div class=\"ugb-inner-block ugb-inner-block--wide\"><div class=\"ugb-block-content\"><div class=\"ugb-feature__item\"><div class=\"ugb-feature__content\"><h2 class=\"ugb-feature__title\">How Long Does It Take For A Decision&nbsp;<\/h2><p class=\"ugb-feature__description\">Because lenders do not classify this as a loan, they&nbsp;generally&nbsp;provide decisions the same day,&nbsp;and the&nbsp;funds&nbsp;can be deposited&nbsp;in your bank account typically within three days of your inquiry<br><br>Merchant Cash Advances are repaid as a percentage of your actual daily card takings.&nbsp; <br><br>Lenders&nbsp;typically finance a maximum of one month\u2019s card takings, which&nbsp;is repaid&nbsp;over 8-12 months<br><br>The easy way to access quick finance<br><\/p><\/div><div class=\"ugb-feature__image\"><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n<div class=\"align-wrap align-wrap-full\">\n<div class=\"alignfull wp-block-ugb-feature ugb-feature animated fadeIn ugb-8e28c59 ugb-feature--v2 ugb-feature--design-overlap-bg ugb-feature--invert ugb-main-block ugb-main-block--inner-wide ugb--has-block-background\"><style>.ugb-8e28c59 .ugb-feature__content{border-radius:20px !important;background-color:rgba(3,91,149,0.8) !important;width:393px !important}.ugb-8e28c59 .ugb-feature__content:before{background-color:#035b95 !important}.ugb-8e28c59 .ugb-feature__image{background-image:url(https:\/\/io-pay.co.uk\/wp-content\/uploads\/2020\/07\/io-payments-merchant-cash-a-1024x768.jpg);border-radius:20px !important}.ugb-8e28c59 .ugb-feature__title{color:#ffffff}.ugb-8e28c59 .ugb-feature__description{color:#ffffff}.ugb-8e28c59.ugb-feature{background-color:rgba(238,238,238,0.6)}.ugb-8e28c59.ugb-feature:before{background-color:#eee}<\/style><div class=\"ugb-inner-block ugb-inner-block--wide\"><div class=\"ugb-block-content\"><div class=\"ugb-feature__item\"><div class=\"ugb-feature__content\"><h2 class=\"ugb-feature__title\">What Happens If We Can\u2019t Make Repayments On Time<\/h2><p class=\"ugb-feature__description\"><br>Cash Advance repayments are automatically collected from your card takings daily and before you receive them, so there is no need to worry about making payments on time<br><br>Apply for a merchant cash advance today. Your funds will be in your bank account in a few days, once you have completed our easy application process and then we electric transfer it into your bank account as soon as your application is approved<\/p><\/div><div class=\"ugb-feature__image\"><\/div><\/div><\/div><\/div><\/div>\n<\/div>\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Merchant Cash Advance Turning Your Card Terminal Into An &#8220;ATM&#8221; Apply For A Merchant Cash Advance All businesses that have been taking card payments of at least \u00a33,000 per month and for 6 months or more, from any provider, can apply for a Merchant Cash AdvanceThe amount you can borrow will vary by lender and &#8230; <a title=\"Merchant Cash Advance\" class=\"read-more\" href=\"https:\/\/io-pay.co.uk\/en_gb\/merchant-cash-advance-2\/\" aria-label=\"Read more about Merchant Cash Advance\">Read more<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_uag_custom_page_level_css":"","footnotes":""},"class_list":["post-1007","page","type-page","status-publish"],"featured_image_urls_v2":{"full":"","thumbnail":"","medium":"","medium_large":"","large":"","gs-tiny":"","xl":"","xxl":"","xxxl":"","xxxxl":"","xxxxxl":"","1536x1536":"","2048x2048":"","trp-custom-language-flag":"","zeguten-blog-image":"","zeguten-blog-image-small":"","zeguten-blog-image-640x465":"","zeguten-blog-image-400x300":"","zeguten-blog-image-620x715":"","zeguten-blog-image-510x700":"","zeguten-blog-image-630x635":""},"post_excerpt_stackable_v2":"<p>Merchant Cash AdvanceTurning Your Card Terminal Into An &#8220;ATM&#8221; Apply For A Merchant Cash AdvanceAll businesses that have been taking card payments of at least \u00a33,000 per month and for 6 months or more, from any provider, can apply for a Merchant Cash AdvanceThe amount you can borrow will vary by lender and your credit profile, but typically these start at around \u00a35,000A Merchant Cash Advance is not classed as a loan, and so doesn\u2019t incur interest charges. Instead, a fixed fee known as a factor rate is applied to the advance, so you&#8217;ll know upfront exactly what the total&hellip;<\/p>\n","category_list_v2":"","author_info_v2":{"name":"Simon","url":"https:\/\/io-pay.co.uk\/en_gb\/author\/simon125\/"},"comments_num_v2":"0 comments","aioseo_notices":[],"uagb_featured_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"gs-tiny":false,"xl":false,"xxl":false,"xxxl":false,"xxxxl":false,"xxxxxl":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false,"zeguten-blog-image":false,"zeguten-blog-image-small":false,"zeguten-blog-image-640x465":false,"zeguten-blog-image-400x300":false,"zeguten-blog-image-620x715":false,"zeguten-blog-image-510x700":false,"zeguten-blog-image-630x635":false},"uagb_author_info":{"display_name":"Simon","author_link":"https:\/\/io-pay.co.uk\/en_gb\/author\/simon125\/"},"uagb_comment_info":0,"uagb_excerpt":"Merchant Cash Advance Turning Your Card Terminal Into An &#8220;ATM&#8221; Apply For A Merchant Cash Advance All businesses that have been taking card payments of at least \u00a33,000 per month and for 6 months or more, from any provider, can apply for a Merchant Cash AdvanceThe amount you can borrow will vary by lender and&hellip;","zeguten_blocks_get_image_src":{"full":false,"thumbnail":false,"medium":false,"medium_large":false,"large":false,"gs-tiny":false,"xl":false,"xxl":false,"xxxl":false,"xxxxl":false,"xxxxxl":false,"1536x1536":false,"2048x2048":false,"trp-custom-language-flag":false,"zeguten-blog-image":false,"zeguten-blog-image-small":false,"zeguten-blog-image-640x465":false,"zeguten-blog-image-400x300":false,"zeguten-blog-image-620x715":false,"zeguten-blog-image-510x700":false,"zeguten-blog-image-630x635":false},"zeguten_author_info":{"display_name":"Simon","author_link":"https:\/\/io-pay.co.uk\/en_gb\/author\/simon125\/"},"zeguten_comment_info":{"comments_number":0,"comments_link":"https:\/\/io-pay.co.uk\/en_gb\/merchant-cash-advance-2\/#respond"},"zeguten_excerpt":"Merchant Cash Advance Turning Your Card Terminal Into An &#8220;ATM&#8221; Apply For A Merchant Cash Advance All businesses that have been taking card payments of at least \u00a33,000 per month and for 6 months or more, from any provider, can apply for a Merchant Cash AdvanceThe amount you can borrow will vary by lender and&hellip;","_links":{"self":[{"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/pages\/1007","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/comments?post=1007"}],"version-history":[{"count":52,"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/pages\/1007\/revisions"}],"predecessor-version":[{"id":2804,"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/pages\/1007\/revisions\/2804"}],"wp:attachment":[{"href":"https:\/\/io-pay.co.uk\/en_gb\/wp-json\/wp\/v2\/media?parent=1007"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}